IDCW Mutual Funds v/s Regular Mutual Funds - Best Funds For 2023

Are you confused about whether to invest in IDCW or Growth Mutual Funds in India? 🤔 Let me tell you, I had the same dilemma until I did my research and found out all about it! 💡

Here are some pointers that will help you understand the difference between IDCW and Growth Mutual Funds in India:

🔹 IDCW Mutual Funds are funds that provide a regular dividend payout to investors. On the other hand, Growth funds do not provide any dividend payouts and instead, focus on capital appreciation.

🔹 IDCW Mutual Funds are ideal for investors who want a steady stream of income, while Growth Funds are perfect for those who are looking for long-term capital appreciation.

🔹 IDCW Mutual Funds are less risky than Growth Funds as they invest in more stable and established companies. Growth Funds, on the other hand, invest in emerging companies with higher growth potential but also come with a higher risk.

🔹 When it comes to taxation, IDCW Mutual Funds are taxed on the dividends received by the investors, while Growth Funds are taxed only when the investor sells the units.

So, which one should you choose? Well, it depends on your investment goals and risk appetite. 💰

If you're looking for a regular income stream and want to minimize your risk, IDCW Mutual Funds might be the right choice for you. But if you're willing to take more risks and are looking for long-term capital appreciation, then Growth Funds might be the better option.

Disclaimer: The information provided in this video about IDCW Mutual Funds is for educational and informational purposes only. It is not intended to be investment advice or a recommendation to buy, sell or hold any mutual fund. The mutual fund names mentioned in this video are for illustrative purposes only and should not be construed as a solicitation or endorsement by the video creator or any third party. Always consult with a qualified investment advisor or financial professional before making any investment decisions. The video creator and their affiliates shall not be liable for any damages or losses arising from any use of the information provided in this video.